Standalone tokenization
Store cards without owning the PCI problem.
A PCI Level 1 tokenization service that works with any processor — including the one you already have. Up to 30% cost reduction at equivalent tiers. Deploy vault-only, pair with PayAPI, or use it as your migration path to Ozura.
PCI Level
1
Highest card-data handling tier
Vault pricing
15–30% less
Equivalent token tiers, lower cost
Auth modes
3
API key, JWT, hybrid
Works with
Any processor
Not locked to Ozura rails
The Vault thesis
The only PCI vault on the market that’s simultaneously a standalone tokenization layer and the vault for an active multi-processor orchestration engine.
Start with vault-only. Run it alongside your existing processor. Migrate to Ozura processing when your contract allows — without re-tokenizing a single card.
What you get
Tokenization, engineered like payment infrastructure.
PCI Level 1 architecture
Raw PAN data enters the vault exactly once and never leaves. AES-256 at rest. Hardware-level MFA enforcement at the endpoint. Your own systems stay out of scope.
Processor-agnostic by default
Use Vault with your existing processor account, with PayAPI, or standalone with your own acquirer. Card data flows through Vault to any downstream processor without your backend touching a PAN.
Tokenize anything
Cards are the common case. Vault also tokenizes OAuth credentials, bank account details, and any sensitive string you need to offload from your database.
API key, JWT, or hybrid auth
Choose the auth model that fits your architecture. Scoped permissions per key. Every call is logged, every token has a lifecycle.
Re-tokenize without re-collecting
Migrate processors without re-collecting a single card. Tokens stay valid; the proxy relays to whichever acquirer you point at.
Store credentials for third-party payment stacks
Connect any payment platform or commerce stack with OAuth. Credentials live in Vault as encrypted tokens — never in your app database.
Three ways to deploy
Vault meets you where your stack is.
Deployment path
Vault-only deployment
You already have a processor you like. Drop Vault in front of it to take card data off your servers and out of scope — up to 30% cost reduction at equivalent tiers.
Deployment path
Vault + PayAPI
Pair Vault with PayAPI-BE for the full orchestration loop — tokenize once, route across five processors, failover automatically when a decline is recoverable elsewhere.
Deployment path
Migration path to Ozura
Start vault-only. Run it alongside your existing processor. When your contract allows, switch on PayAPI routing — without re-tokenizing a single card.
How Vault compares
The honest comparison.
Nobody sells the same thing. Here’s where the edges differ.
Processor-bundled vaults
Locked to their processing — you can't proxy tokens to a different acquirer.
Processor-neutral proxy. Use Vault with anyone.
VGS / TokenEx
Per-interaction pricing games. Vault-only — no processing story.
Bundled pricing and an in-house processing stack when you want it.
Enterprise token vaults
Premium pricing. No native payment orchestration.
15–30% less at equivalent token tiers. Orchestration included when ready.
Skyflow
Generalist data vault. Card-specific flows need heavy custom build.
PCI-native. Card rails are first-class, not a template.