Payment orchestration platform

The infrastructure layer between your business and every payment rail in the world.

One API across every major processor. A standalone PCI Vault that works with your existing processor. Native payouts across USA, Mexico, and Canada. And a correlation engine that reconciles every dollar — whether Ozura processed it or not.

PCI Level 1 vaultProcessor-agnostic by designMulti-country payouts native

The stack, at a glanceLive sandbox

Processors unified

Multi-processor routing, one unified API

Vault pricing

15–30% less

Same PCI Level 1 architecture, lower cost

Payout corridors live

USA, Mexico, Canada — ACH, wire, push-to-card

One ledger. Every dollar.

Every pay-in, payout, transfer, and FX event — correlated across every processor.

Processors on one API

Multi-processor routing, one unified endpoint

Payout corridors

USA · MX · CA

ACH, wire, push-to-card — multi-country

PCI scope reduction

Level 1

Standalone vault, up to 30% cost reduction

ISO residual payout

Up to 90%

Highest disclosed rate in market

Introducing OLA

The financial spine beneath every transaction.

OLA (Ozura Ledger API) is a single, processor-agnostic ledger that correlates every dollar in motion — whether it flows through Ozura’s rails or not. Unified transaction records, sub-account hierarchy, settlement verification, and live tx-volume analytics in one intelligence layer.

One ledger. Every dollar.

Unified ledger

Infinite account depth.

Sub-accounts

Expected vs actual, verified.

Settlement correlation

Hold, move, convert.

Balance accounts

Fiat in. Anywhere out.

On-ramp + off-ramp

Every move, captured.

Transactions on OLA

Finance intelligence, live.

Tx volume + analytics

Dive in

Explore OLA end-to-end

Seven pillars, one ledger. See how the pieces fit.

Open OLA page

Built for the teams that run the books

Reduce reconciliation time by up to 80%. Catch settlement deltas your month-end close would have missed.

Built for enterprise and developers

The infrastructure layer, not the product layer.

Ozura Network is the rails beneath. You bring the product — we provide the ledger, the vault, the routing, and the payouts.

Enterprise Platforms

One ledger across every processor you already run.

Platforms with existing processor relationships use OLA to correlate settlements, reconcile across providers, and get a single source of truth — without ripping out infrastructure.

Processor-agnostic ingestion — any provider, one schema
Settlement correlation: expected vs. actual per batch
Sub-account hierarchy for marketplace wallets and escrow
Real-time balance snapshots across all accounts

See OLA Ledger

PSPs & ISOs

Run a payment program on Ozura rails.

Payment service providers and ISOs bring their merchant books, use Ozura's multi-processor routing, and distribute payouts across USA, Mexico, and Canada — with up to 90% residual payout.

Multi-processor routing on a single PayAPI endpoint
Residual engine with per-transaction commission splits
Automatic failover when a processor declines
Multi-country payouts — ACH, wire, push-to-card

See the partner program

Developers

Build on the payment infrastructure layer.

PayAPI-BE is a Fastify REST API with sandbox environment, webhook events, and a PCI Vault that works with whatever processor you point it at. One integration, full orchestration.

REST API + WebSocket real-time events
PCI Level 1 vault — tokenize once, route anywhere
Sandbox environment with full test coverage
Accept and pay in the same API surface

View the API docs

Network coverage

Where Ozura Network operates.

OLA Ledger is available globally. Balance accounts and full payment routing vary by region.

Full suite

Payments + Ledger

Ledger + Pay

North America

Europe

Asia Pacific

Oceania

OLA Ledger

Universal correlation engine

All regions

PCI Vault

Level 1 tokenization

5 regions

Accept

Receive payments via API

8 regions

Pay

Send multi-country payouts

8 regions

Balance Accounts

Virtual accounts + cards

4 regions